Health Cover
Having private health insurance can sometimes be the fastest way to get back on your feet again. Even though we have a great public health system sometimes the long waiting list means you could be waiting longer than you should.
Modern Financial will help you determine the right type and level of coverage for your particular circumstances. We look at the full picture, taking into consideration your personal details, health history, lifestyle, family situation – and we help you plan for the future. Health insurance needs change as you go through different stages of life, and we help ensure you have the right coverage you need, when you need it.
In short, the main benefits of private health insurance are:
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Shorter waiting times for treatment
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Better facilities
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Faster diagnosis
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Choose from a range of private facilities
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Choose a convenient time for appointments and treatments
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NON-PHARMAC drugs and treatment funding
It was found that those with private health insurance can have their surgeries 100 days earlier on average compared to those relying on the public health system.
Source - data gathered by Life Covered
Here’s how much Kiwis need to shell out for common medical procedures
Medical Procedure
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Skin Cancer Removal
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Colonoscopy
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Grommet Surgery
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Tonsil Removal
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Squint Correction
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Varicose veins
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Endometriosis surgery
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Prostate cancer surgery
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Hip replacement
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Knee replacement
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Heart valve replacement surgery
Source: Southern Cross Health Insurance
Average Cost Range
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$200 to $2,400
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$1,500 to $3,200
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$2,100 to $2,500
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$4,400 to $6,400
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$5,100 to $7,800
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$6,300 to $7,800
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$8,400 to $21,000
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$18,600 to $25,800
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$22,400 to $27,300
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$23,100 to $27,700
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$63,100 to $80,400